FinPulse
A bank you can read: every taka labeled, every subscription caught, every plan explained.
AI that asks before it guesses — corrections train a per-user model
Live screens — code, not screenshots
Every frame, rendered in the browser
This month
৳42,180 out · labelled with love
- Pathao ridetransport · 6 of 8 same-day−৳165
- Netflix · caught!save ৳649/mosubscription · 2 of 3 unused — cancel letter ready
- Groceries · Shwapnofood · under budget ৳720
- Salarysplit rule ranincome · 12:03+৳48,000
01 · This month
Savings jar
Trip to Sylhet
goal ৳35,000 · ready in 6 wks
৳27,150 saved
on track · 78%
- Round-ups: ৳4,310 this month (you won’t miss them)
- Payday rule: auto 10% before spending starts
- If you overspend food 2 wks straight → pause, not guilt
- Money stays in your interest account — visible, yours
02 · Savings jar
Pulse · your money mind
reads your data on-device — cloud only if you flip it · end-to-end encrypted
Can I afford the wedding gift ৳5k?
Yes — your flex balance is ৳19.4k with this week’s bills cleared. Suggested: move from Food buffer (over-accrued ৳3.1k), keep the Sylhet jar untouched.
And that electricity jump?
AC + new fridge. Fair use pattern, no action needed — flagged only because it repeats in summer 🌡️
03 · Pulse · your money mind
FinPulse
Your keys, your phones, your rules
New phone? 24h cooldown applies — by design
Biometric protected · data minimised by design
04 · FinPulse
Imran K.
Customer · since 2025
৳9.1k
auto-saved 30d
14
subs mapped
96
trust score
- Accountscurrent + 3 jars + FD
- Cardsvirtual 4412 · freeze one-tap
- Securitydevice pin ✓ · biometric ✓
- Statements & tax packexport ITR-ready
05 · Imran K.
Send money
secure · tokenised
- To: Mom · bKash৳8,000
- Instant rails fee৳0 (plan)
- Note“Eid extra ❤️”
- Balance after৳11,420
Confirm face · scheduled 18:00 (she checks after iftar)
06 · Send money
Treasury view
live · 30s refresh
৳1.42B
float
+3.1%
0.02%
fraud loss
-0.01
T+0.8s
rail latency p99
- Reserve position102.4%regulator min 100
- Anomaly queue3 openauto-hold applied
- Nigeria corridor+44%rate hedged
07 · Treasury view
The brief we wrote ourselves
Consumer finance super-app concept: accounts, AI category insights, savings jars and a compliance backbone that would survive an audit.
The problem in this category
Banking apps store history; they don’t build understanding. People want the app to tell them what their money is doing.
How this concept answers it
Transaction enrichment with AI classification that asks for corrections (and learns per user), savings automation on natural moments (round-ups, payday rules), and privacy as a feature — local-first categorisation with opt-in cloud sync.
Feature set
- AI transaction categorisation + correction loop
- Subscription hunter with cancel letters
- Goal jars with round-up engines
- Bank-grade: MFA, device binding, anomaly flags
- Open banking rails (account aggregation)
More from the Lab
All 12 concepts →- 9:41
RideFlow
One tap to your first ride
+880 1XXX-XXXXXXOTP · 6 digitsLogin with Google
Biometric protected · data minimised by design
RideFlow
Ride-sharing
- 9:41
Cox’s Bazar · 12–15 Nov
48 nests · verified stays first
Search or paste a link…- Sea-view apartmentverified ★4.972 guests · whole floor৳6.8k
- Hillside glass housesuperhost4 guests · chef add-on৳9.2k
- Beach studio2 guests · walk 3 min৳4.5k
- Family villaguest fav8 guests · pool৳14k
StayNest
Short-term stays
- 9:41
Morning basket
23 items · from last week, adjusted
Search or paste a link…- Kala bhuna 500g−৳12usual brand৳108
- Eggs ×12farm today
- Tomato 1kgAI swapsub: local · firmer৳130
- Milk 500mlnever-replace honored ✓৳62
QuickCart
Grocery quick-commerce
Begin the ascent
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